Saturday, December 19 2009 @ 02:00 AM GMT
Over the years NFU Mutual has built up lots of experience on the main causes of house fires and how to avoid them. This is particularly important at wintertime, when the number of fires increases significantly.
The practical suggestions below will help you keep your home and family safe this winter:
1 Smoke Alarms – fit smoke alarms on each floor of your home (preferably hard-wired alarms which are connected to the mains circuit). Test alarms once a week and replace worn-out batteries immediately.
2 Cooking Equipment – stay in the kitchen when cooking, as most kitchen fires occur because people get distracted and leave their cooking unattended.
3 Heating Equipment – have your boiler inspected annually by a qualified technician, and your chimney cleared and inspected annually. Keep portable heaters at least 1m away from anything that can burn, eg. curtains, furniture, etc.
4 Electrical Equipment – ensure your electrical appliances don’t have loose or frayed cords. Don’t overload plug sockets.
5 Christmas Decorations – keep your Christmas tree away from all heat sources, including television sets. Check decorative lights and discard any frayed or damaged lights or cords. Switch off the lights when you leave the room.
6 Careless Smoking – always extinguish cigarettes properly and do not smoke in bed.
7 Children Playing with Fire – children cause fires out of curiosity or mischief. Keep matches and lighters away from the children.
8 Candles – keep candles in a sturdy holder on a level surface, away from combustible materials and out of the reach of children and pets. Blow them out before leaving the room.
9 Thatched Properties - if you have a thatched property, please refer to our specialist guide on thatch fire safety on www.nfumutual.co.uk
10 Insurance - make sure your possessions and home are insured. Are any policy limits sufficient for your needs? Does your insurer have a Defaqto 5 star rating? The Defaqto Star Rating reflects the quality of features and benefits. Visit www.defaqto.com to check what Star Rating your existing policy has.
Contact us today to discuss your own insurance requirements. Find your local agent at www.nfumutual.co.uk or call 0800 197 1283.
NFU Mutual is The National Farmers Union Mutual Insurance Society Limited (No.111982). Registered in England. Registered Office: Tiddington Road, Stratford-upon-Avon, Warwickshire CV37 7BJ. Authorised and regulated by the Financial Services Authority. For security and training purposes, telephone calls may be recorded and monitored.